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When police arrived, Mr Pettifor gave his side of the story.

That's what happened to Hemang Sheth who, in November, was knocked off his motorcycle at a roundabout at Canary Wharf in London, by a driver who then sped off.

The thinking is that if you're involved in an accident that is not your fault, the dash cam makes it easier for your insurer to prove that, and not to have to agree to a fifty-fifty split with the other insurer.

An AXA spokesman said: 'If a claim is settled on a 'non-fault' basis, your no claims discount is unaffected and your insurer can usually recover your policy excess – this could you save hundreds of pounds.'The group's underwriting director, Gary Humphreys, said: 'Dash cams save us a huge amount of time.

The camera instantly showed the police that he was not to blame, and Mr Doyle says the camera has another benefit.

He explains: 'Having a dash cam makes me a lot more considerate and cautious.

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